The Essential Guide to Finding Resources for Small Businesses
Whether you're launching a startup or growing an established company, access to the right resources can mean the difference between survival and success. From capital and coaching to digital tools and local partnerships, today’s business owners have more support options than ever, if they know where to look.
In this business resource guide, we’ll walk you through the most valuable resources for small businesses and how to make the most of them.
The Power of Free and Low-Cost Support
Running a business comes with challenges, from managing cash flow to hiring staff and finding customers. Thankfully, there’s a wide network of organizations that exist solely to help business owners like you thrive. Many of these resources are free or very affordable, offering tremendous value if you’re strategic about tapping into them.
SBA Programs and Mentorship Networks
The U.S. Small Business Administration (SBA) is a key source of financial and operational guidance. With a national network of Small Business Development Centers (SBDCs), the SBA connects business owners to experts who provide help with business plans, funding applications, and more.
Another SBA-backed initiative is SCORE, which offers no-cost mentoring from experienced entrepreneurs. These mentorships are ideal for small business owners looking for long-term advice and accountability.
Looking for capital through the SBA? Consider:
- SBA 7(a) loans for working capital and general business use
- SBA 504 loans for real estate and large equipment
- Microloans of up to $50,000 through community-based lenders
You can learn more about these financing programs on the Fora Financial funding options page.
Financial Tools and Tax Resources
Every business needs a firm handle on its finances. Fortunately, there are several budget-friendly platforms designed to help small business owners track expenses, generate invoices, and monitor cash flow. Tools like QuickBooks, Xero, and Wave offer scalable solutions depending on your business type and size.
The IRS Small Business Tax Center is another helpful (and free) resource, especially during tax season. From employer ID registration to quarterly payment schedules, it’s a reliable tool for staying compliant.
Training and Learning for Entrepreneurs
Being a successful business owner means constantly learning. Today, platforms like LinkedIn Learning, Coursera, and Udemy offer thousands of relevant courses, from financial literacy and digital marketing to leadership and operations.
Better yet, many of these platforms include free or low-cost options, making continuous skill-building accessible to all. You can also check with local SBDCs or chambers of commerce for free in-person or virtual workshops on key business topics.
Want to sharpen your financial skills? Our guide to managing profit and loss is a great place to start.
Community, Networking, and Local Resources
Sometimes the best resource is simply the right connection. Consider joining:
- Your local chamber of commerce
- A trade association related to your industry
- A business mastermind or peer group in your area
These communities can provide not only support and insight, but also referrals and partnership opportunities. To build deeper relationships, try hosting your own event or workshop, or take part in a panel discussion.
Check out our blog on building strong connections through networking for tips on how to make your next introduction count.
Regional and Industry-Specific Resources
Beyond national programs, many states and cities offer small business initiatives tailored to local needs. For example, some regions host innovation hubs, women’s business centers, or minority entrepreneurship programs. These often provide access to funding, mentorship, or discounted tools.
Researching your state’s economic development agency or local workforce board can uncover new avenues for hiring support, grants, and community exposure.
Final Thoughts: Know Where to Look
There’s no shortage of support for small businesses but finding the right fit takes intention. Start by identifying what’s missing in your business: is it capital, mentorship, marketing help, or operational tools?
From there, build a personalized strategy using the resources listed here. The more you invest in learning and connection, the more options you’ll have when new challenges arise, or when you’re ready to scale.
Want more business tips like this? Check out our full small business blog for articles on finance, marketing, leadership, and growth.
Since 2008, Fora Financial has distributed $4 billion to 55,000 businesses. Click here or call (877) 419-3568 for more information on how Fora Financial's working capital solutions can help your business thrive.
