Turning Opportunity into Big Wins
Our term loans turn long-shot business possibilities into long-term gains.
Get StartedAll Fora Financial Lending Programs offer...
Up to $1.5 million in working capital.
No hard credit pulls. We do one soft inquiry when you apply.
- Pre-payment discounts.
An opportunity to increase the amount borrowed after paying 6+ months or 60% of the original loan, whichever comes first.
Ultimate flexibility. Use funds as you see fit for most any business expense.
Small Business Loans: Easier Than You Think
We know you don't have the time or energy to deal with endless bank-loan paperwork while also managing your business. Our simplified process skips excessive documentation — and possibly months of waiting for a decision.
What's more, you can use your loans proceeds as you see fit: whether you own a restaurant opening a new location, or a construction company that needs to hire workers for a huge municipal contract. Our flexible loan amounts and terms offer options unique to your business demands.
Learn Why UsWhy Choose Small Business Loan?
A Small Business Loan in Action: Miguel's Electrical Services, Inc.
Details presented in this case study are for use of funds demonstration purposes.
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The Vision:
Miguel has been operating a successful electrical firm in a small New England city for more than ten years. Now he's ready to act on a longtime vision of moving into the commercial marketplace.
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The Opportunity:
When a new luxury hotel near the sports arena requests bids for its electrical work, Miguel bids on the $500,000, eight-month job — and gets it.
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The Challenge:
The job will cost Miguel $250,000 in materials and payroll. The hotel is paying $100,000 up front, leaving him with a $150,000 gap to manage until the hotel makes its final $400,000 payment.
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How Fora Financial Helped:
Miguel applied for and received a $150,000 loan. And since we gave him a ten-month payback schedule, there's a two-month cushion, just in case there's an overrun on the job.
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The Result:
Miguel and his team completed the job — and won two more commercial bids. Now we're helping him fund those, too!
Put Our Funding Solutions to Work
Find out how we're helping businesses grow in many ways, in most every industry.
Buy Equipment
Maintain your competitive edge.
Expand
Act quickly on new market opportunities.
Maintain Cash Flow
Compensate for slower startup or seasonal sales.
Renovate
Improve your workplace for enhanced employee and customer satisfaction.
Launch a Marketing Campaign
Keep the conversation going with customers and prospects.
Purchase Inventory
Buffer your operation from supply-chain issues.
Staff Up
Add people when and where you need them.
Manage Expenses
Compensate for unpredictable cash outlays.
Bolster Your Payroll
Compensate seasonal employees during slow periods.
Get Started With Ease
Submit the easy online application within minutes and a Capital Specialist will call to discuss your funding request.
You will receive your approval status in as little as 4 hours after submitting all necessary documentation.
You'll receive a lump-sum payout in as little as 24 hours of offer acceptance. Spend it at your own pace, as you need it.
Case Studies
Manufacturing Recovery
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Funding Amount: $750,000
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Industry: Manufacturing
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Use of Funds: Working Capital
Youth Soccer Program Expansion
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Funding Amount: $150,000
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Industry: Education & Youth
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Use of Funds: Facility Buildout
Strategic Growth
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Funding Amount: $150,000
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Industry: Wholesale Building Materials
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Use of Funds: Inventory, Expansion
Building for the Future
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Funding Amount: $500,000
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Industry: School / Daycare
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Use of Funds: Cashflow, Expansion
Powering Growth
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Funding Amount: $250,000
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Industry: Medical / IVF Center
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Use of Funds: Expansion, Cash Flow, Staffing, Equipment
Rapid Support
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Funding Amount: $1,000,000
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Industry: Automotive
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Use of Funds: Inventory
Managing Costs
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Funding Amount: $100,000
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Industry: Construction
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Use of Funds: Debt Consolidation, Working Capital
Fast Capital for Fast Repair
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Funding Amount: $200,000
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Industry: Transportation
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Use of Funds: Equipment
Small Business Loan FAQ
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A small business loan is a lump-sum loan with a specified repayment period and a fixed interest rate.
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Mortgages are a type of loan that most people are familiar with. It has a set amount of time like 30 years to pay off. Our small business loans work similarly but with shorter terms (4-18 months) and are designed specifically for business needs.
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Small business loans are ideal for any business that needs working capital to purchase equipment, manage cash flow gaps, hire staff, expand, secure inventory, etc.
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Fora Financial offers free, no obligation quotes for their small business loans. Apply today to find out if your business qualifies.
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Repayment begins immediately after funding, with the exact start date specified in your loan agreement.
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At the end of a term loan, your loan must be paid off in full. Once it's paid off, you are no longer bound by the terms of the loan.
What Sets Us Apart from the Rest
Get Financing Today
Get started with your application and join Fora Financial's family of forward-thinking businesses.